Financial Independence 101
The world’s first FREE training course designed to guide you from FINANCIAL LITERACY to FINANCIAL INDEPENDENCE.
It's FREE, so it costs you NOTHING, but it'll change EVERYTHING.Sign Up for Free
FI 101 is the best thing you can do for your financial self.
Carve Out Breathing Space
If you have been losing sleep and stressed about making the payments on money you owe, we show you how to regain control of your finances.
Shape Your Financial Future
Once you have taken a step back from the cliff edge, it's time to build the foundations that will protect your financial future.
Never Fear Money Issues Again
With the steps you take in FI101, you will have all the mastery, autonomy and purpose you need to be the captain of your own financial life.
The journey to Financial Independence, or FI, begins with understanding the basics. That’s precisely what we are offering in FI101.Our FREE 101-level course covers it all. EVERYTHING you need to launch your own journey to Financial Independence is here waiting for you to discover.
The concept of Financial Independence has the potential to change the world and transform the lives of those it reaches.We believe FI is for EVERYONE. You don’t need to earn a six-figure salary or a college education to get there. You do need a financial education.
Break free from debt, build toward retirement, and live a happier, healthier, and more secure life.
It starts with FI101.
This Free Course will CHANGE the rest of your life
When you complete FI101 and take the actions that are described in it, you will earn back your financial freedom and security by accomplishing the following:
Know where your money is going
Track Every Dollar Your Spend for 90 days. This is the first step to changing your money story.
Save $1,000 as a crisis fund
Create the buffer with a crisis fund that takes you and your family back from the cliff edge.
Stop Adding to debt
An important part of the process is to commit to no new debt. You must stop digging the whole deeper.
Get free money for retirement
If you work at a W-2 job, ask if your employer matches your retirement contributions in a 401k, 403b, or TSP.
Forever pay off all debt
Pay off all debt except your mortgage and student loans under 5% interest, such as credit cards and auto loans.
Build your emergency fund
Grow your crisis fund into 3-6 months of living expenses in a safe, separate account like an online savings bank.
Plan your savings roadmap
Fill out your personal guide to smart investing for every extra dollar you save, then automate the process!
Evaluate your insurance needs
Depending on your personal situation, decide on the right kind of insurance, for the right amount, at the right time.
Build your investment plan
This is your guide to financial independence, stability and security through any market.
The FI 101 Curriculum
Here are the lessons that comprise Financial Independence 101:
- Lesson 1: What is your Why of FI?
- Lesson 2: Financial Independence Defined
- Lesson 3: Conquering Debt
- Lesson 4: The Simple Equation to Building Wealth
- Lesson 5: It's Not How Much You Make, It's How Much You Spend
- Lesson 6: There's No Limit on Income
- Lesson 7: Investing Made Simple
- Lesson 8: Tax Optimization: Keeping More of What You Earn
- Lesson 9: Protecting Your Family and Assets with Insurance
- Lesson 10: Higher Education and Life-Long Learning
- Lesson 11: What Will Your Journey Look Like?